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Wednesday, January 5, 2022

SHRI VAJPAYEE BANKABLE YOJANA

SHRI VAJPAYEE  A BANKABLE YOJANA






SHRI VAJPAYEE BANKABLE YOJANA


Shri Vajpayee Bankable Scheme: Scheme to the  provide a financial loans / assistance to the cottage industry artisans through nationalized banks, are a co-operative banks, public sector are a banks, private a banks..


( 1 ) Purpose : – Under this scheme the intention is to the provide a self employment to the unemployed persons in a urban and a rural areas of a Gujarat. People with the  disabilities are or a blind people will be also are be a able to the avail the benefits of a this scheme.


( 2 ) Eligibility of the scheme :

1 . Age: 18 to a 65 years

2 . Educational Qualification : At a least Std-4 (four) pass or

a Training / Experience : Must have at a least 3 months training from a private institute suitable for the profession or at a least one month a training from a government recognized a institute or a have been a one year are a business related experience or a inherited artisan.

3 . There is a no income a limit.


( 3 ) Bank through loan are a borrowers maximum limits :

(1) Maximum a 8 lakh for a  industry sector.

(Ii) Maximum a 8 lakh for a service sector.


( 2 ) Maximum a 8 lakh for a trade sector.

( 3 ) Assistance rate on a loan amount : Assistance rate for the industry, service and a trade sector are a under this scheme will be as a under.

Area General Category Scheduled Caste / Scheduled Tribe / Ex-Serviceman / Women / 40% Blind or a  Handicapped

Rural ૨૫% ૪૦%


Urban ૨૦% ૩૦%


( 2 ) Maximum limit of a assistance : 

Order a Field Aid amount a limit ( amount in rupees )


Service ₹.૧,૦૦,૦૦૦


Trade a General Category Urban ₹.૬૦,૦૦૦


Rural ₹.૭૫,૦૦૦








Shri Vajpayee Bankable Yojana (VBY)provides are a financial assistance for a 395 approved a project … subsidy on the loan amount and a interest subsidy

Shri Vajpayee Bankable Yojana (VBY)provides are a financial assistance for a 395 approved project … subsidy on the loan amount and a interest subsidy






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A scheme for a providing financial are a assistance to the craftsmen of a Cottage Industries through Nationalised Banks, Co-operative banks, and a Public sector are a Banks or  a Private Banks.

Purpose: This scheme aims to the  supply a self-employment to the unemployed persons in a urban and a rural areas. Disabled and a blind persons are also a eligible to the take benefits are a under this a scheme.

 

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